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Calgary’s Mortgage Brokers As mortgage specialists, we understand that shopping around for a mortgage that is best for you can be very time consuming and stressful.

At The Mortgage Group we take the headache out of it for you. Not only that, but we provide a wide array of mortgage products. From first to second mortgages, to approvals without income confirmation, we can get you approved.
Visit Our Resource Centre Our Resource Centre has all the information you need to educate yourself on the home buying process and get up to speed on things you should now like the home buying steps, what to expect for closing costs, and why you should use a broker in the first place, plus much more.
Apply for a Mortgage Today If you're ready to take the next step then we're ready to make it easy for you. You can apply right now for a mortgage from the comfort of your computer. Just complete our online mortgage application form and we'll get things going for you right away. It's quick, easy, and secure.
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SATURDAY, MAY 18, 2013

Calgary Mortgage Brokers

Calgary Mortgage Brokers

Top Mortgage Brokers

The Mortgage Group features Calgary's top mortgage brokers. We provide more than just mortgage rates or mortgage calculators; we provide mortgage solutions. Our expertise and experience extends to providing sound advice and counseling to ensure you get the best mortgage rate for your financial situation.

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Mortgage Calculators & Tools

Mortgage Calculators & Tools

Online Mortgage Calculators

You need the right mortgage tools to calculate the right mortgage rate for you. Use our mortgage calculators to determine what mortgage you can afford.

Mortgage Calculator

Our Mortgage Brokers

Our Mortgage Brokers

Meet Our Team

The Mortgage Group team of mortgage brokers are Calgary's best specialists. We bring a personal touch to a very impersonal industry. Our mortgage brokers are industry leaders who care about getting you the right mortgage rates.

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Home Inspections and Mortgage Approval

The majority of purchase agreements that we see at The Mortgage Group are made subject to a “financing condition” and a “property inspection condition.” These conditions have been typically thought of as separate and unrelated by the participants, and by the professional real estate representatives who create the agreements. Over the past few years we have experienced a number of situations where the inspection directly influences the approval of the mortgage, with unforeseen consequences to the buyer.

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RRSPs Can Help First-Time Home Buyers

Twenty years ago, I borrowed $10,000 from my RRSPs, under the federal government’s Home Buyers’ Plan, to help me purchase my first home. Since then, I have always been an advocate of the Home Buyers’ Plan. It’s a great deal for those looking to purchase their first home because they can borrow up to $25,000 from their RRSPs. Under the plan, you do not pay tax on the withdrawal because it’s like a loan that has to be paid back into the RRSP over a 15-year period. Each year, you have to pay back one-fifteenth of the borrowed amount. If you don’t, then the required payment becomes taxable that year.

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Mortgage Crackdown Threatens Economy » Report Says

Ottawa’s moves to crack down on the housing market go too far and are now harming Canada’s economy, the group that represents the mortgage industry says. The Canadian Association of Accredited Mortgage Professionals represents 12,250 mortgage professionals across the country.

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Mortgage Rates

Canadian Mortgage Rates
Rates are Published Daily
Current Prime Rate: 3.000%
Term Available Bank
Variable 3 Yr 2.900 (closed) 3.000
Variable 5 Yr 2.550 (closed) 3.000
6 Month 3.950 4.550
1 Year 2.740 3.750
2 Year 2.690 3.950
3 Year 2.540 3.990
4 Year 2.790 4.890
5 Year 2.840 5.240
7 Year 3.490 6.390
10 Year 3.690 6.750
Rates subject to change without notice.

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Receive our newsletter and keep up-to-date on key announcements from the mortgage sector, home buying tips, unique housing opportunities, and more.

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