Becoming A HomeOwner
What To Consider When You Are Ready To Own A Home
Home ownership is a big financial step to take. As independent mortgage brokers, our goal is to help you get there as quickly as possible. If you successfully get a house with a mortgage that’s fit for you, we’ve done our job right.
With all big investments, make sure that you’re ready for the commitment of being a homeowner. Do some research. Ask us any questions you’d like. The better informed you are about the process and what home ownership entails, the better prepared you’ll be to take the plunge.
We can help you through the home buying process, but just so that you understand what might be coming your way, here are a few things that you should take note of to become a homeowner.
Know your financial situation – evaluate your current network, review monthly expenses and debt payments
Calculate costs – list and calculate upfront costs and other expenses
Determine your needs – current and future housing needs, location, features, etc
Find the right professionals – real estate professionals, lawyers, home inspectors, etc
Budget, budget, budget – budget for mortgage payments, ongoing operating costs and funds
Buying A Home
We Can Help You Get The Home Of Your Dreams
A home is one of the most important investments you’ll ever make. We want to help you protect that investment when finding a safe and comfortable place that your family can call home.
If you are purchasing a home, make sure you know what to expect. If you’re looking at buying an older house, it might be prudent to hire a professional home inspector before you make the purchase.
A home inspection will provide you a complete understanding of the condition of the house you’re planning on buying. Knowing this will give you a better idea of whether or not the home is a worthy investment for you or if you should keep looking.
Here are some things you should look out for when you’re looking to buy a new home:
Brickwork and chimney pointing – check for chipping or if the brickwork is crumbling
Parking – find out where you can park
Decks and porches – look for signs of damage
Plumbing – copper or PVC pipes are good, lead pipes are bad
Electrical system – make sure the electrical panel has been upgraded
Insulation – make sure your house is well-insulated
Heating – find out what kind of energy is used to heat the home
Our Mortgage Brokerage Team
The Mortgage Group Calgary Guarantees Excellence
Hear what our customers have to say about our services
A True Professional
“We had the pleasure of having Shelly walk us through the process of getting a mortgage for our rural property. It seems that rural mortgages are slightly different than urban and Shelly was fantastic in helping us navigate through the details. She was always prompt to respond to our needs and very flexible to work with. She was a true professional and we enjoyed working with her immensely.”
Ronya Bollhorn Homeowner
Always A Great Experience
“This is my third time dealing with Tracey Morrison of the mortgage group and each time I’ve been very happy with the work she has done on my behalf. She takes the stress out of the whole process, answers easy and difficult questions with the same thoroughness and patience and make sure any issues are addressed promptly. I would certainly have her take care of my mortgage needs in the future.
Lori Fyfle Homeowner
Knowledgeable & Understanding
“Applying for a mortgage, especially for the first time, was a very good experience with Tracey. She took the time to help understand the process whenever we had a question, and was understanding and as accommodating as possible when we had concerns. I definitely will recommend her to others looking for a mortgage, and when the time comes for us to revisit ours.