Investment Property Mortgages
Purchasing An Income Property
Financing Strategies To Expand Your Investment Property Mortgage Portfolio
Income properties and investments in real estate have helped thousands of Canadians gain wealth, financial security, and comfortable retirement. Our investment property mortgage services are perfect for both first time real estate investors and seasoned landlords looking to increase their portfolio of properties.
With that being said, there are several factors at play when it comes to mortgaging rental properties. Two of the significant points when buying an income property are: how many units are in the building and will you be occupying one of them. Buildings with four or fewer units are zoned residential, whereas a building with five or more would fall under commercial zoning.
The amount required for an investment property mortgage downpayment will be factored by whether or not you will be living in one of the units. At The Mortgage Group Calgary, we can help you navigate the complexities of obtaining an income property.
Here are some of the ways we can help you mortgage your first property or expand your rental property portfolio:
Obtain up to 80% financing on rental properties
Utilize the net cash flow from the investor’s entire property portfolio as qualifying income
Help you keep your existing home as a rental property when you are ready to move into a different home
Discuss the best financing strategy to help you achieve your goals
Our Mortgage Brokerage Team
The Mortgage Group Calgary Guarantees Excellence
Hear what our customers have to say about our services
A True Professional
“We had the pleasure of having Shelly walk us through the process of getting a mortgage for our rural property. It seems that rural mortgages are slightly different than urban and Shelly was fantastic in helping us navigate through the details. She was always prompt to respond to our needs and very flexible to work with. She was a true professional and we enjoyed working with her immensely.”
Ronya Bollhorn Homeowner
Always A Great Experience
“This is my third time dealing with Tracey Morrison of the mortgage group and each time I’ve been very happy with the work she has done on my behalf. She takes the stress out of the whole process, answers easy and difficult questions with the same thoroughness and patience and make sure any issues are addressed promptly. I would certainly have her take care of my mortgage needs in the future.
Lori Fyfle Homeowner
Knowledgeable & Understanding
“Applying for a mortgage, especially for the first time, was a very good experience with Tracey. She took the time to help understand the process whenever we had a question, and was understanding and as accommodating as possible when we had concerns. I definitely will recommend her to others looking for a mortgage, and when the time comes for us to revisit ours.