New To Canada Mortgages
Mortgage Information For Newcomers
Buy Your First Home Under A New To Canada Mortgage

If you’re new to Canada, don’t worry. You can still obtain a mortgage to buy your first home in Canada, sometimes with as little as 5% down.
Every family and case is unique, so make sure you call us at The Mortgage Group to discuss your situation. We will help you become a homeowner as a newcomer to Canada.
The New To Canada mortgage was created to help a single family get into a home. Because of this, the home you buy cannot have more than two units, and you are required to live in one of them. If it is a new home, it must be covered by an approved New Home Warranty Program.
Newcomers to Canada will also be able to purchase an existing home. However, it has to be in a residential area that has shown a consistent history of sales and purchases.
The following are just some of the highlights that you can expect from our New to Canada Mortgage program. We invite anyone who’s looking to buy a home in Canada as a newcomer to contact us about our mortgage services. We’re happy to help walk you through the process!
Flexible mortgage options for new residents and non-residents
No minimum period of residency required for the New to Canada program
Permanent residents are eligible for 5% down, even with a limited credit history
Non-permanent residents are eligible for 10% down, a job, and a valid work permit; all of this is possible even with a limited credit history
Our Mortgage Brokerage Team
The Mortgage Group Calgary Guarantees Excellence
Our Testimonials
Hear what our customers have to say about our services
A True Professional
“We had the pleasure of having Shelly walk us through the process of getting a mortgage for our rural property. It seems that rural mortgages are slightly different than urban and Shelly was fantastic in helping us navigate through the details. She was always prompt to respond to our needs and very flexible to work with. She was a true professional and we enjoyed working with her immensely.”
Ronya Bollhorn Homeowner
Always A Great Experience
“This is my third time dealing with Tracey Morrison of the mortgage group and each time I’ve been very happy with the work she has done on my behalf. She takes the stress out of the whole process, answers easy and difficult questions with the same thoroughness and patience and make sure any issues are addressed promptly. I would certainly have her take care of my mortgage needs in the future.
Lori Fyfle Homeowner
Knowledgeable & Understanding
“Applying for a mortgage, especially for the first time, was a very good experience with Tracey. She took the time to help understand the process whenever we had a question, and was understanding and as accommodating as possible when we had concerns. I definitely will recommend her to others looking for a mortgage, and when the time comes for us to revisit ours.