Self-Employed Mortgages
What You Need To Know
Requirements For Business Owner Or Self-Employed Mortgages
Self-employed individuals used to have difficulties applying for mortgage services. One of the biggest reasons was because they couldn’t confirm their income the same way an employee can.
However, with the Mortgage Group Calgary, self-employed individuals may qualify by stating their income and providing confirmation of their status. For self-employed individuals or business owners, mortgages are available in some cases for as little as 10% down-payment.
You can benefit from a range of mortgage products that have built-in flexible options, meaning less paperwork for you! If you are self-employed and interested in obtaining a mortgage for your own house, contact us!
To qualify for a stated income mortgage, you have to meet the following conditions:
A satisfactory credit history
Up-to-date income tax
Confirmation of your self-employment (such as a business license, company registration, or a registered business name, etc.)
Down-payment availability

Our Mortgage Brokerage Team
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Our Testimonials
Hear what our customers have to say about our services
A True Professional
“We had the pleasure of having Shelly walk us through the process of getting a mortgage for our rural property. It seems that rural mortgages are slightly different than urban and Shelly was fantastic in helping us navigate through the details. She was always prompt to respond to our needs and very flexible to work with. She was a true professional and we enjoyed working with her immensely.”
Ronya Bollhorn Homeowner
Always A Great Experience
“This is my third time dealing with Tracey Morrison of the mortgage group and each time I’ve been very happy with the work she has done on my behalf. She takes the stress out of the whole process, answers easy and difficult questions with the same thoroughness and patience and make sure any issues are addressed promptly. I would certainly have her take care of my mortgage needs in the future.
Lori Fyfle Homeowner
Knowledgeable & Understanding
“Applying for a mortgage, especially for the first time, was a very good experience with Tracey. She took the time to help understand the process whenever we had a question, and was understanding and as accommodating as possible when we had concerns. I definitely will recommend her to others looking for a mortgage, and when the time comes for us to revisit ours.